Wendy Hobbs, President
Hobbs Investments
520-327-7111
HOBBS HINTS
IDENTIFY THEFT STRATEGY
Per the Federal Trade Commission, you're entitled to one free copy of your credit report every 12 months from each of the three nationwide credit reporting companies: Experian, TransUnion, and Equifax.
I would suggest you spread them out over the year rather than ordering them all at the same time.
You can order online from annualcreditreport.com, the only authorized website for free credit reports, or call 1-877-322-8228. You will need to provide your name, address, social security number, and date of birth to verify your identity.
If you have any questions, just let me know.
RETIREMENT LIMITS
Retirement limits for participants in 401(k), 403(b), 457, and TSA plans can change annually.
Limits for Traditional IRAs may change and eligibility requirements for
Roth IRAs are also subject to change
Check annually to make sure you are taking advantage of your tax deferral options but ensure you are staying within the limitations.
ESTATE PLANNING
When was the last time you actually sat down and read through your entire Will and/or Trust documents?
If it's been over a year, it's time look them over carefully.
Is your choice for Personal Representative still who you want? Are your assets going to be distributed the way you want now? Perhaps you have beneficiaries listed that you don't want included anymore.
There may be parts you don't understand; now's the time to clarify to ensure your estate is handled the way you want.
LONG-TERM CARE
There are more options other than traditional Long-Term Care policies that may be difficult to qualify for and can be quite expensive For more information about the variety of options, please contact me.